3 Gibbons Rd,
Takapuna, Auckland
Ph 09 486-62


                   3 Gibbons Rd, Takapuna, Auckland :: 09 486-6206 / 0800 BUDADVICE (0800 283 238)              


Other websites


We are funded by:

  • government grants
  • community organisations
  • donations

The assistance of Spark in reduced charges is gratefully acknowledged.

Donations are tax deductible and can be sent to:

North Shore Budget Service

PO Box 101767 North Shore, Auckland 0745

Charities Commission Reg no: CC22992

NSBS Annual Report 2017: 


About Us

When you’re not in control of your money you lose control of everything else

If your debts have got out of hand learn how to take back control and follow a pathway to a brighter future.

Who are we?

We are a free advice and advocacy service for individuals and families who are struggling financially. In some cases, our clients find themselves in difficulties because they have taken on too much debt, or they have to pay bills that they hadn’t foreseen. With others it may be a situation where there simply isn’t enough money coming into the household to make ends meet.

Whatever the reason, we are here to help.

We are supported by government, philanthropic organisations, corporate partnerships and through donations.

What we do

North Shore Budget Service offers a range of services. Depending on your requirement. It may be that you simply need advice on how to budget, and perhaps a little help to get things sorted in the short-term. Or your financial worries may seem overwhelming, and you want a helping hand to smooth a pathway to a better future, with longer-term support. For every financial problem, there is a solution, and we will help you find the best one for you.

Everyone’s circumstances are different, so our specially trained mentors have the experience and the knowledge to match our services to your needs.

We can provide short-term relief from financial stress by keeping payments up to date and negotiating with creditors to set up affordable repayment plans.

If your household income is irregular we can help to smooth out the financial situation so there’s always enough money each week to buy things like food and petrol, or to cover rent.

We can plan your household budget so that small amounts are saved away each week, to make sure there is money for annual or occasional payments, such as house insurance or car registration and repairs.

If you are struggling to save money to make a substantial purchase or for a mortgage we can create a budget plan to help achieve your goal.

We can enable regular payments on time for debts, loans, mortgages and credit card accounts, which can save you money on interest and penalty charges.

We use our good reputation with creditors to negotiate temporary reductions or possibly a cessation of debt and other payments.

We have a whole toolbox of solutions to deal with your debt.

We can also help with:

  • Debt collectors
  • IRD debt
  • Work & Income issues
  • Restructuring of debt
  • Fines
  • No Asset Procedures and Summary Instalment Orders to avoid bankruptcy

Better budgeting is a skill you can learn with our help

Board Members


Peter Batcheler - Chairperson (General Manager, Southern Spars)

Peter joined Southern Spars as General Manager in January 2016, coming from an IT start-up company EROAD, publicly listed in 2014. Before this, Peter has had a diverse background — having worked in the heavy transport industry as well as being Chairman of exporting and manufacturing businesses. He has had saltwater in his veins since he was a child and he began his working life with the Navy where he was a patrol craft commanding officer in his mid-twenties. Peter’s experience has proven an asset to Southern Spars in harnessing the passion and technical proficiency of a large group of yacht enthusiasts. 

His manufacturing expertise is invaluable in improving commercial efficiency to maintain Southern Spars’ global competitiveness. Earlier in 2017, Southern Spars received accolades for being the company that built the Americas Cup yacht. Peter is a Chartered Director with the Institute of Directors. He has been awarded the New Zealand Military Service Medal and the New Zealand Operational Service Medal.


Ted Berry - Secretary

Ted Berry has had a life-long career in education. After graduating from Otago University with a Masters degree with Honours in English and French, Ted completed the secondary course at Auckland Teachers’ College, graduating with distinction. Over the course of his career, Ted has worked in varying educational fields. He was Head of the Languages Department at Southland Girls High School, a Guidance Teacher specialising in Transition Education, the Director of Community Education at Northcote College. 

Ted was also the Deputy Principal at Kristin, and finally Head of the Middle School at Kristin where he introduced the International Baccalaureat Middle Years Programme. He worked with Black Cat Education in the appointment of senior staff at several Auckland schools. He is currently secretary of the Cruising and Navigation Society of New Zealand. In pursuit of his passion for writing he has completed five full-length personal histories. Ted regularly travels overseas and has been involved in several long distance cycling trips, most notably along the length of New Zealand in 2010 and more recently from Lands End to John O’ Groats through England, Wales and Scotland. He is also a life-long devotee of long distance sailing and over the years has completed 25,000 nautical miles of ocean passages, mainly in the South Pacific.

Sahil VaId

Sahil Vaid - Treasurer

Finance Manager for a commercial entity Ngati Whatua Orakei (NWO) Whai Maia Ltd which is the tribal development arm of Ngati Whatua Orakei Trust. Main areas of focus (divisions) for the group are Employment & Education, Health and Wellbeing, Tourism, Sustainability, Ecology, Housing, Arts, Culture & Identity. Being the leader of centralised Finance team, his key accountabilities are: Leadership and Management of Finance Team, Month End Reporting at Board as well Line Manager level, Compliance and Regulatory requirements, Supervising Payroll and Daily  Accounting Operations, Budgeting and Forecasting, Quality Management and Health and Safety.

Lisa Easte

Lisa Easte - Committee Member (Human Resources Manager)

Lisa Easte has over 25 years of experience in community and youth development with a passion for building strong community and family relationships building up cultures of achievement and excellence. Lisa has held long time positions with Youthline and Foundation for Youth Development. Trained with a MSc in Psychology, Lisa has also gained skills in teaching both youth and adults, counselling and supervision. Moving into management with strategic and financial planning as well as training and development of workforces. 

Lisa currently is the deputy chair of ANCAD (Auckland North Community and Development) and sits on the board of NSBS (North Shore Budgeting Services) and Healthlink North. Recently Lisa has worked with a not for profit to develop a business plan for the merger of two services, project manager and facilitator of an intergenerational forum for Auckland Council and undertook key interviews and research for a community organisation. Lisa has key expertise in the following areas: strategic, business and operational planning, budgeting and financial reporting and accountability, community engagement and development, staff management, event management, relationship and stakeholder management and networking. Lisa has lived and worked on the North Shore for most of her life. She is an alumni of Northcote College and Auckland University.

Jim Barclay

Jim Barclay - Committee Member (Banking)

Jim has two grown children and two teenage grand-daughters and is married to Eileen. He spent his working life in banking, initially with the Bank of Scotland in Scotland, then the Standard Bank in Northern Rhodesia/Zambia and the ANZ Bank in New Zealand.

Jim has been involved with budgeting services since the 1970’s in the Manawatu, Milford Christian Trust and latterly as a committee member of North Shore Budget Service.

Terry Hoskings

Terry Hoskins -  Committee Member (Approach Limited)

Terry Hoskins was the Chief Executive of Enterprise North Shore, which was the economic development agency for North Shore City. He operated in that role for over eight years. Terry was educated and brought up in England where he managed and lead a range of enterprises. He has an MBA from Henley, England, and is a member the Institute of Accredited Business Consultants NZ, the Institute of Directors and the NZ Institute of Management. He is a Trustee of the Independent Business Foundation and Auckland North Community and Development Inc.

Since arriving in New Zealand 18 years ago, he has run his own business, worked with a variety of enterprises as a business consultant, and was the Chief Executive of a medium sized business, prior to joining Enterprise North Shore. Terry has helped many enterprises to succeed and grow by taking a strategic view of their enterprises and building on their strengths.

Thomas Cotter

Thomas Cotter - Committee Member

Tom joined the North Shore Budget Service in 2008. Tom has a diverse background and a lifetime of community involvement. From an early background of joinery experience, he went on to supervise trade training at Mt Eden Prison, and then to supervise cargo storage and traffic duties with the Auckland Harbour Board. He became a warden with the Periodic Detention Centre, held a number of security positions with Mogul Security and Armoured Freightways, and was a bailiff at the Otāhuhu Court. He became self-employed and set up businesses in sales and manufacturing.

More recently he has applied his skills to voluntary work on a number of Boards. He became a certified budget adviser with the New Zealand Family Budgeting Service. He was a member of the CMT Association for 22 years. Tom has received numerous awards. He has a Civic Award for his service to the North Shore community, a Legion of Frontiersmen Service Medal, Jaycees and Fire Brigade Medals, Citizens of Government Service Medal, The New Zealand Defence Service Medal, the Rotary Paul Harris Fellow Award and the Gentleman Jim Award.

Our Team

Yvonne Powley

Yvonne Powley - Manager

Yvonne joined ANCAD in May 2009. She became the contract manager for NSBS in June 2017. She has a BSocSc. and a thesis to complete – MSocSc. and Dip.Com.Psych. (University of Waikato). In 2006, Yvonne set up her own business Pacific Research and Development, working for three years on various projects in the Pacific. She undertook a disaster assessment mission in the Solomon Islands after a tsunami and earthquake; worked with the Caritas Office of Justice and Peace in PNG; made a risk analysis for Oxfam of going into West Papua, and worked on a UNICEF project looking at the preparation for Avian Influenza in Samoa. Yvonne is a Board member of RedRNZ and EWPANZ.

Yvonne has held numerous management positions including General Manager of Auckland New Ventures from 1994 – 2001. Since moving to the North Shore, Yvonne became the Director of Northcote College Community English School and Campus Manager of Sir George Seymour National College of Travel & Tourism. Yvonne is a member of the Institute of Directors and Governance New Zealand.

Sue Deason

Sue Deason - Financial Mentor / Administrator

Sue is our office administrator, budget advisor and keep-us-on-track multipurpose office person. She is our office administrator and keep-us-on-track multipurpose office saviour. She's also a proud grandmother.

Abid Ali

Dr Abid Al-Atafi - Senior Financial Mentor

Dr Al-Atafi is a budgetary surgeon, able to genetically modify budgets, from bad to better and bring hope and light, all in just three steps. He is well known for his ability to initiate change towards a balanced budget and a debt reduction plan. He has a PhD from United Kinghdom, a researcher and senior lecturer with university appointments in three countries. Lecturer in a range of courses, supervisor of post-graduate and undergraduate research projects, external examiner for two universities. Author of five books, over thirty papers in international journals and five papers accepted for international conferences and symposia. Full and varied professional participation in scientific societies, including editorial and chairmanship. New Zealand has become Dr Al-Atafi's home after arriving from Wales University, UK.

Lane Kennedy

Lane Kennedy - Financial Mentor

Lane has worked for both corporate and government entities and co-owned an accounting practice for several years. She set up her own consultancy three years ago to offer compliance services to small business. She has been involved with a number of community organisations such as Women’s Refuge and her particular focus has been working within her local Labour party electorate committee to achieve the goal of another North Auckland list MP. This job done, Lane is now looking forward to throwing her energies into the North Shore Budget Service. She feels privileged to put her financial and life skills to good use within the service to improve the lives and wellbeing of Auckland North residents.

Susan Moyle

Susan Moyle - Financial Administration

Susan has a long involvement with non-profit organisations, in a wide range of both voluntary and paid roles. This includes past roles within North Shore Play Centre and Epilepsy New Zealand, and current volunteer roles with Air Training Corps No 6 (North Shore) Squadron and SPELD New Zealand. Susan has a degree in Accountancy and completed her degree with a project focusing on the new reporting requirements for the sector.

Her role with ANCAD allows her to combine a passion for the community sector with her enjoyment of working with finances. Susan started with NSBS in June 2017. Susan is married with three children aged young adult to teen and has lived on the North Shore for over twenty years.


Pinprapa Sanghan - Financial Administration

Pinprapa started assisting the ANCAD financial administrator in September 2017. She has applied herself to the NSBS accounts. She has a Postgraduate Diploma in Accountancy with Distinction from Massey University and is currently enrolled in her Phd Accounting.

Pinprapa has been four years in Thailand as an Audit Assistant as well as several years as a Lecturer at Khonkaen University in Accounting Theory, Financial Reporting and Statement Analysis. Pinprapa is a certified Public Accountant in Thailand.